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Types of Loans

 

 

Fees and Charges

The fee’s and charges below apply to all our personal loans. For full details, please refer to our Personal Loan Accounts Fees and Charges Guide.

Fees Amount
Account service fee $5 per month
Establishment fee $250
Early payout fee $50
Payment default fee $40 per month

 

 

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How to Apply

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  • 1 Discounted fixed interest rate for a Secured Personal Loan (L9) for motor vehicles purchased from a licenced dealer with maximum age of 7 years at the time of purchase. Higher rates will apply for cars purchased privately.
  • 2 Comparison rate is based on a secured or unsecured loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Discounted fixed interest rate for an Unsecured Personal Loan (L60). These offers may be withdrawn at any time without notice.
  • 4 Discounted fixed interest rate for an Unsecured Personal Loan (L60) used to fund home improvement/renovation.

^Motor vehicles purchased from a licensed dealer must be with a maximum age of 7 years at the time of purchase.

~The redraw facility is at Auswide Bank discretion and is subject to the terms and conditions of your loan and Auswide Bank credit criteria.

*Proof of home ownership, such as a rates notice, is required to be supplied at the time of applying for this loan.

Auswide Bank Ltd ABN 40 087 652 060, Australian Credit Licence 239686 is the credit issuer. This is not an offer to lend – approval is subject to credit assessment criteria. Terms, conditions, fees & charges apply – full details on application. Prior to entering into a credit contract with us you should read our Credit Guide.

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