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Features & Benefits

A flexible loan for homeowners who take advantage of financial opportunities without applying for a new loan or who may want to access to finance for larger expenses such as a renovation, a new car or another property.

Rates & Fees

Rates Interest Rate
Owner Occupied Line of Credit  7.76% p.a.
Investment Home Loan Line of Credit  8.28% p.a.
Fees Amount
Package fee $395 p.a.
Establishment fee $0
Account Service fee $0
Principal Increase fee $0
Other fees may apply, read the Home Loan Accounts - Fees & Charges Guide.  


Work out how much you can borrow and what your repayments might be with our easy online calculators.

How to Apply

Enquire now to start your application, or speak with one of our home loan consultants.

How it works

Enquire online

Click the Enquire now button to submit a contact form or call us on 1300 138 831.

Wait for our response

One of our lending consultants will reach out to you to discuss your situation and home loan needs.


Ensure you’re eligible

  • Are you at least 18 years of age
  • An Australian citizen or permanent resident

What you need

  • Drivers license or passport
  • Proof of income

Have some questions?

We’re here to help.

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*Full details of the Freedom Package are available in the Freedom Package Schedule of Benefits and Freedom Package Terms & Conditions. As per the Freedom Package terms and conditions, some benefits will not be applied to your products unless you advise us that you're a Freedom Package customer.

^Deposit criteria may vary depending on the location and type of property being used as security.

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Loans are only available to approved applicants offering security in approved property in Australia. Prior to entering into a credit contract with us you should read our Credit Guide and Terms and Conditions.

~Full details of eligibility provided on application.