Award winning banking for over 57 years

Bonus Offer

Up to 0.2% discount on investment home loans**

Reduce the interest rate on your investment loan and take advantage of our bonus discount offer that provides you with long-term financial benefit available immediately from the day of settlement.

  • Available when you bring your owner occupied loan at the same time
  • Available when constructing, refinancing or purchasing

Already have an Auswide Bank home loan?

Switch your existing home loan

To switch or review your current home loan contact your Auswide Bank lending consultant, call us on 1300 138 831 or click enquire now and a lending consultant will contact you directly.

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Top-up your existing home loan

Topping up your home loan can be made simple by contacting your Auswide Bank lending consultant, calling us on 1300 138 831 or submitting an enquiry and one of our lending consultants will contact you directly.

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Have some questions?

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  • 1 This rate is available for new loans only and is only available on the relevant product, purpose and LVR. After expiry of any fixed term, the rate reverts to the applicable Freedom Package Revert Variable.
  • 2 Comparison rates based on secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the examples given. Different amounts & terms will result in different comparison rates. Costs such as redraw fees or early repayment fees & cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
  • 3 This rate is available for new loans only and is only available on the relevant product, purpose and LVR.

~Redraw is subject to Auswide Bank's discretion – limits may apply.

+A break cost may apply if the fixed loan is paid out in full or any change made to the loan structure within the fixed term.

* Full details of the Freedom Package are available in the Freedom Package Schedule of Benefits and Freedom Package Terms & Conditions. As per the Freedom Package terms and conditions, some benefits will not be applied to your products unless you advise us that you're a Freedom Package customer. Freedom Package benefits not available on Bridging Loans.

**An additional discount of up to 0.20%p.a. will be applied to the applicable investment home loan annual percentage interest rate when the applicant also applies at the same time for a new owner occupied home loan, or refinances an existing owner occupied home loan from another lender to Auswide Bank. If the application of the additional discount results in the investment loan rate falling below the associated owner occupied rate, the owner occupied interest rate will apply to the investment loan. This offer is subject to change at any time without notice.


This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Loans are only available to approved applicants offering security in approved property in Australia. Prior to entering into a credit contract with us you should read our Credit Guide