The cause of the issue affecting Internet Banking and the Mobile App has been identified and we are actively working to restore services as quickly as possible.

We apologise for the inconvenience and thank you for your patience.

Target Market Determinations

Target Market Determinations

Describes who a product may be appropriate for.

  • Home
  • Help
  • Resources
  • Target Market Determinations

What is a Target Market Determination (TMD)?

A Target Market Determination (TMD) is a document that describes the type of customer one of our products may suit (target market), and any conditions around how the product can be distributed to our customers.

It also describes the events or circumstances where we may need to review the Target Market Determination (and target market) for the financial product.

Why does Auswide Bank have Target Market Determinations?

To make sure we’re putting customers at the centre in the design and distribution of our financial products.

We are required to comply with the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019. This law requires us to have Target Market Determinations to meet our obligations.

Deposit Products

Home Loans


Credit Cards


Car and Personal Loans

Products

Home loans
Personal loans
Everyday accounts
Savings accounts

Banking with us

Ways to bank
Digital wallet
Auswide Bank app
Internet banking

About

About Auswide Bank
Community support
Find us
Contact us

Help

FAQs
Interest rates
Fees & charges
Accessibility & inclusion

Follow us

Website Terms of Use | Privacy Statement | Broker Website

© 2026 Auswide Bank, a division of MyState Bank Limited ABN 89 067 729 195 AFSL and Australian Credit Licence Number 240896, a wholly owned subsidiary of MyState Limited ABN 26 133 623 962. Products are issued by MyState Bank unless specifically stated otherwise. To decide if a product is appropriate for you please carefully read the relevant product terms & conditions, disclosure statement or Target Market Determination. Please review our Financial Services Guide before accessing information on this website. Any advice contained on this website is general advice only.

Apple app storeGoogle play store
Aboriginal flag  Torres straight islander flag
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Auswide Bank operates and where our team members reside.