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Features & Benefits

The Variable Rate Home Loan Plus Freedom Package* is a competitive variable rate home loan full of great features so you can pay off your loan sooner! For all features and benefits, view our Freedom Package Schedule of Benefits.

Rates & Fees

Download the Key Facts Sheet for this home loan.

Compare all our home loan interest rates.

Fees Amount
Package fee $395 p.a.
Monthly fee $0
Account service fee $0
Establishment fee $0
Settlement fee $0
Redraw fee $0 for online redraws
Other fees may apply, read the Home Loan Accounts - Fees & Charges Guide.  


Work out how much you can borrow and what your repayments might be with our easy online calculators.

How to Apply

Enquire now to start your application, or speak with one of our home loan consultants.

How it works

Enquire online

Click the Enquire now button to submit a contact form or call us on 1300 138 831.

Wait for our response

One of our lending consultants will reach out to you to discuss your situation and home loan needs.


Ensure you’re eligible

  • Are you at least 18 years of age
  • An Australian citizen or permanent resident

What you need

  • Drivers license or passport
  • Proof of income

Have some questions?

We’re here to help.

Helpful articles for you

  • 1 This rate is available for new loans only and is only available on the relevant product, purpose and LVR.
  • 2 Comparison rates based on secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the examples given. Different amounts & terms will result in different comparison rates. Costs such as redraw fees or early repayment fees & cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^Deposit criteria may vary depending on the location and type of property being used as security or the loan purpose e.g. owner occupied or investment.

~Redraw is subject to Auswide Bank's discretion – limits may apply.

* Full details of the Freedom Package are available in the Freedom Package Schedule of Benefits and Freedom Package Terms & Conditions. As per the Freedom Package terms and conditions, some benefits will not be applied to your products unless you advise us that you're a Freedom Package customer. Freedom Package benefits not available on Bridging Loans.

**Mortgage Offset must be opened in at least one of the same names as the borrower’s loan account. To decide if a product is appropriate for you, please carefully read the relevant product terms & conditions or disclosure statement. A target market determination can be obtained here. To view full features and terms and conditions read our Guide to Mortgage Offset Accounts

#Full details of eligibility provided on application.

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Loans are only available to approved applicants offering security in approved property in Australia. Prior to entering into a credit contract with us you should read our Credit Guide and Terms and Conditions.