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Features and Benefits

Auswide Bank has partnered with Allianz Australia to offer a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

Backed by an award-winning insurer
Allianz Australia has been supporting customers for over 100 years. As one of Australia’s largest general insurers with more than 3 million customers, you can be confident that with Allianz you’re in capable hands.

Cover for the unexpected
Insurance is all about helping us get a good night’s sleep – secure in the knowledge that if something goes wrong, we have protection in place to help get through it.

24/7 online claims lodgement
When you need to make a claim, we are there for you with a 24-hour claims lodgement online – helping you get back on track again as soon as possible.

Optional cover
A range of optional covers to suit your needs, including removal of basic excess for windscreen claims, rental car following an accident and cover for your tools of trade.

Features and Benefits of Comprehensive Motor Insurance

Discount for safe drivers

Safe driver discount for eligible drivers3

Rental car

Rental car for up to 30 days5 if your car is stolen ($100 per day limit)

24/7 online claims lodgement

Claim online or phone 1300 555 013 to commence the claims process during office hours

Tailor cover to suit your budget

You may be able to increase your excess to reduce your premium1

Compare Comprehensive Motor Insurance and Third Party Property Damage

Key Benefits

Comprehensive Car Insurance

Third Party Property Damage

Cover for accidental loss of or damage to your vehicle
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:
 - you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer
 - your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
 - where relevant, your financier has given its written consent
 - a new replacement vehicle is available in Australia.
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events
Approved legal costs arising from a claim for liability covered by the policy
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident, provided that:
 - you did not contribute to the cause of the accident;
 - you can provide the name and address of the person responsible for the accident; and
 - you can provide the registration number of the other vehicle; or
 - any other information that would reasonably allow us to identify the person so that we can exercise our rights of recovery.
Cost of emergency repairs after an accident – up to $500 for any one incident 
Rental car after theft of your vehicle – $100 per day limit, up to 30 days5
Temporary cover on replacement vehicle – 14 days
Reasonable cost of towing after an incident
Trailer and caravan cover – Up to $1,000 or market value of the trailer or caravan, whichever is the lesser
Cover for personal items in your vehicle – Up to $1,000 for any one incident
Cover for reasonable emergency accommodation and travelling expenses after an accident, provided that your vehicle was more than 100km from where it is normally parked at night – Up to $1,000 for any one incident
Cover for transportation costs if your vehicle cannot be safely driven home after an accident – Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
Lock re-keying / re-coding if the keys to your vehicle are stolen – Up to $1,000 for any one incident
Cover for replacement of child seat / baby capsule in your vehicle after an accident – Up to $500 for any one incident
Optional benefits you can add  
Rental car following accident, where available – $100 per day limit, up to 30 days5 +
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle – 1 replacement and 2 repairs in any period of insurance +
Cover for tools of trade – Up to $3,000 for any one incident +
Options you can select to decrease your premium
Named driver option (Unnamed driver excess of $2500 applies if you make a claim for an incident that occurred when your vehicle was being driven by any driver that is not listed in the policy schedule as a named driver.) +

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement (PDS)

Get a Quote

Insure your car at a great price.
Get your online quote today, visit us in branch or call us on 1300 138 831

Whether you’ve been driving for 3 months or 30 years, reliable car insurance can cover you and other people’s property. Up to 10% discount on your first years’ premium when you quote and buy a new comprehensive car insurance policy online2.

Making a Claim

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week. What you need to get started:

  • Your policy information
  • Details of the incident (such as the date, where the damage occurred, any other vehicles involved)
  • Other drivers' details such as name, address and license number (if available)
  • Supporting documents or images (if available)

Auswide Bank Ltd ABN 40 087 652 060, Australian Financial Services Licence 239686 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision, please consider the relevant Product Disclosure Statement. The relevant Target Market Determination is available by calling 1300 138 831. To help you make an informed decision about whether to use Auswide Bank to acquire an Allianz insurance product, you should read our Auswide Bank Financial Services Guide. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1.Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2.The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy only only. Any online discounts offered are applied to Allianz's standard rates, excluding optional covers, and are for the first year's premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.

3.Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.

4.In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so

5.We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle

6.Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.