Personal Loans - Auswide Bank

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Types of Loans
Fees and Charges
Calculators
How to Apply

Types of Loans

Home Renovation Loan*

For renovations big or small such as updating flooring, renovating your kitchen, installing a pool or extending your home.

7.79 % p.a.
Interest rate
8.49 % p.a.
Comparison rate

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Product Features

Personal Loan

For that holiday, caravan or wedding you’ve been dreaming of.

8.98 % p.a.
Interest rate
9.68 % p.a.
Comparison rate

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Product Features

Car Loan

Any new or used vehicle purchased from a licensed dealer.^

6.48 % p.a.
Interest rate
7.19 % p.a.
Comparison rate

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Product Features

Fees and Charges

The fee’s and charges below apply to all our personal loans. For full details, please refer to our Personal Loan Accounts Fees and Charges Guide.

Fees	Amount
Account service fee	$5 per month
Establishment fee	$250
Early payout fee	$50
Payment default fee	$40 per month

Calculators

Work out how much you can afford and what your monthly repayments will be.

Budget planner

Create your own household budget

Repayment calculator

Work your repayments in less than a minute

How to Apply

Ensure you’re eligible

Are you an individual (not a company), an Australian citizen or permanent resident and 18 years of age
Apply

It should only take around 20 minutes to apply
Sign your contract

If approved you’ll receive a contract to sign and upload online
Access your money

Choose how you get your money

Have some questions?

We’re here to help.

Important Information

¹ Discounted fixed interest rate for an Unsecured Personal Loan (L60) used to fund home improvement/renovation.
² Comparison rate is based on a secured or unsecured loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
³ Discounted fixed interest rate for an Unsecured Personal Loan (L60). These offers may be withdrawn at any time without notice.
⁴ Discounted fixed interest rate for a Secured Personal Loan (L9). Higher rates will apply for cars purchased privately. These offers may be withdrawn at any time without notice.

^{^}Motor vehicles purchased from a licensed dealer must be with a maximum age of 7 years at the time of purchase (excludes Electric Vehicles). Electric Vehicles (excludes hybrid) limited to new purchases with maximum loan term of 5 years.

~The redraw facility is at Auswide Bank discretion and is subject to the terms and conditions of your loan and Auswide Bank credit criteria.

*Proof of home ownership, such as a rates notice, is required to be supplied at the time of applying for this loan.

Auswide Bank Ltd ABN 40 087 652 060, Australian Credit Licence 239686 is the credit issuer. This is not an offer to lend – approval is subject to credit assessment criteria. Terms, conditions, fees & charges apply – full details on application. Prior to entering into a credit contract with us you should read our Credit Guide.