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Updates have been made to the Visa Credit Card Terms and Conditions (effective 1 January 2026).

The changes apply to the following sections:

  • 1.16 – Clarification of rights and responsibilities relating to unauthorised transactions and statements
  • 1.21 – Clarification of code rules relating to chargeback rights
  • 1.23 – Simplified language regarding enforcement expenses
  • 1.24 – Simplified language regarding cancellation or suspension of your card by Auswide Bank
  • 1.28 – Clarification of code rules relating to general matters

We encourage customers to review the updated Terms and Conditions.

Please note: The Visa Credit Card is no longer available to new applicants.