Updates have been made to the Visa Credit Card Terms and Conditions (effective 1 January 2026).
The changes apply to the following sections:
- 1.16 – Clarification of rights and responsibilities relating to unauthorised transactions and statements
- 1.21 – Clarification of code rules relating to chargeback rights
- 1.23 – Simplified language regarding enforcement expenses
- 1.24 – Simplified language regarding cancellation or suspension of your card by Auswide Bank
- 1.28 – Clarification of code rules relating to general matters
We encourage customers to review the updated Terms and Conditions.
Please note: The Visa Credit Card is no longer available to new applicants.



