We know many of you are wondering what today’s Reserve Bank of Australia (RBA) announcement means for you and your home loan repayments. We’re currently reviewing our interest rates and will share an update shortly via our website and official channels, including Facebook - so watch this space.

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Product Summary

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Basic Home Loan

Home loans don't need to be complicated. Our award-winning Basic Home Loan is a flexible, 'no fuss' home loan with a competitive variable rate.

  • A low variable rate so you can save more
  • No monthly or ongoing fees
  • Redraw any extra money you've deposited~
  • From 5.54%p.a. Interest rate
  • 5.57%p.a.
    Comparison rate
Enquire now Find out more

Product Summary excluding rates

Basic Home Loan

Home loans don't need to be complicated. Our award-winning Basic Home Loan is a flexible, 'no fuss' home loan with a competitive variable rate.

  • A low variable rate so you can save more
  • No monthly or ongoing fees
  • Redraw any extra money you've deposited~
  • From 5.54%p.a. Interest rate
  • 5.57%p.a.
    Comparison rate
Enquire now Find out more

Product Rates

  Interest Rate number only Comparison Rate number only
Basic Home Loan hello 2.00% p.a. 2.00% p.a.

Interest Rate number only styled

Comparison Rate number only styled

Interest & Comparison Rate with description text

Product Rate variant dropdown

Product Features

Product Features:

Home Loans
Loan Term : 30 Years
Interest Only Option : Yes
Minimum Amount : 50,0000
Minimum Deposit : asgsdfgsdf
Offset Account : Yes
Redraw : Yes
Extra Repayments : Yes
Split Loans : Yes
  • 1 This rate is available for new loans only and is only available on the relevant product, purpose and LVR.
  • 2 Comparison rates based on secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the examples given. Different amounts & terms will result in different comparison rates. Costs such as redraw fees or early repayment fees & cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
  • 3 This rate is available for new loans and switches to a fixed rate on existing loans only and is only available on the relevant product, purpose and LVR. After expiry of any fixed term, the rate reverts to the applicable Freedom Package Revert Variable. Offer can be withdrawn at any time.
  • 4 Comparison rate is based on a secured or unsecured loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 5 Discounted fixed interest rate for a Secured Personal Loan (L9). Higher rates will apply for cars purchased privately. These offers may be withdrawn at any time without notice.

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© 2025 Auswide Bank Ltd (Auswide Bank) ABN 40 087 652 060, AFSL and Australian Credit Licence 239686 is a wholly owned subsidiary of MyState Bank Limited ABN 89 067 729 195, part of MyState Limited ABN 26 133 623 962. Products are issued by Auswide Bank unless specifically stated otherwise. To decide if a product is appropriate for you please carefully read the relevant product terms & conditions, disclosure statement or Target Market Determination. Any advice contained on this website is general advice only.

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