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Apply for our RBA Rate Tracker Home Loan

Auswide Bank’s RBA Rate Tracker Home Loan means you’ll always know where you stand with your interest rate. If the Reserve Bank of Australia (RBA) cash rate moves up or down, your interest rate will move by the same percentage. Plus, if rates go down we promise to change your interest rate within two working days after an RBA rate decision.

With the RBA Rate Tracker Home Loan, you’ll have the peace of mind of always knowing where your interest rate stands.


Award Winning Loan:

This home loan won the 'Innovative Mortgage Offering of the Year' category at the prestigious 27th annual Australian Retail Banking Awards

WINNER - Most Innovative Mortgage Offering of the Year
Australian Retail Banking Awards 2017

How it works:




Certainty about what
will happen to your
loan interest rate

Borrow up to 80%

Borrow up to 80% of
purchase price/valuation
for owner occupied purchases

Repayments holiday

The ability to have a
holiday from repayments
when you get ahead

Loan terms

Loan terms
of up to
30 years

Enquire today, and begin the process.

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Auswide Bank Ltd ABN 40 087 652 060, Australian Credit Licence 239686 is the credit issuer. #The RBA Rate Tracker Home Loan is only available for new ‘owner occupied’ borrowers for purchase of residential property or refinance of a loan held at another credit provider. Loans available to a maximum LVR of 80%. Not available on vacant land, construction of property or investment purposes. No fixed rate option. The borrower will be required to hold an Auswide Bank transaction account in at least one of the same names as the borrower’s loan account. ^Comparison Rate is based on a secure loan of $150,000 or more over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Loans are only available to approved applicants offering security in approved property in Australia.

Prior to entering into a credit contract with us you should read our Credit Guide.