Interest Rates

Car Loan

5.90% p.a.
Fixed Rate+
6.55% p.a.
Comparison Rate^
What can I use this loan for? Apply Now Track my application

Home Renovation Loan

6.90% p.a.
Fixed Rate*
7.55% p.a.
Comparison Rate^
What can I use this loan for? Apply Now Track my application

Personal Loan

9.90% p.a.
Fixed Rate#
10.54% p.a.
Comparison Rate^
What can I use this loan for? Apply Now Track my application

Features

No matter what the purpose all Auswide Bank personal loans have the same great features such as:

  • Competitive fixed interest rates
  • Redraw your advance personal loan balance~
    Find out more
  • Low establishment and monthly account fee
  • Convenient monthly repayments
  • The ability to pay off your loan sooner with additional repayments

Fees

$ /month Account Service Fee

$175  Establishment Fee

How to apply for an Auswide Bank Personal Loan

1

Ensure you’re eligible

  • an individual, not a company,
  • an Australian citizen or
  • Permanent resident,
  • and at least 18 years of age
2

Apply Online

It should only take around 20 minutes. You will need to complete an Australia Post ID Verification Form

3

Sign Contract

If approved you’ll receive
a contract to sign and
upload online

4

Access your money

Choose how you get
your money

Apply Now

How much could I borrow?

Borrowing Power Calculator

What will my Personal Loan repayments be?

Repayment Calculator

Need some help?

~the redraw facility is at Auswide Bank discretion and is subject to the terms and conditions of your loan and Auswide Bank credit criteria.

Auswide Bank Ltd ABN 40 087 652 060, Australian Credit Licence 239686 is the credit issuer. This is not an offer to lend – approval is subject to credit assessment criteria. Terms, conditions, fees & charges apply – full details on application. Prior to entering into a credit contract with us you should read our Credit Guide. *Discounted fixed interest rate for an Unsecured Personal Loan (L60) used to fund home improvement/renovation. Higher rates may apply for loans for other purposes. +Discounted fixed interest rate for a Secured Personal Loan (L9) for cars purchased from a licenced dealer. Higher rates will apply for cars purchased privately. #Discounted fixed interest rate for an Unsecured Personal Loan (L60). These offers may be withdrawn at any time without notice. ^Comparison rate is based on an unsecured loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.