Everyday Access Account

It's super easy to switch your everyday banking to Auswide Bank. Ask us how.

The account for everyday.

Our Everyday Access Account is perfect for those who like the freedom of unlimited transactions and withdrawals and the flexibility to do your banking your way.

It is designed to manage your day-to-day banking needs for a fixed low fee, which gives you peace of mind and allows you to take complete control.

Our Visa Debit Card allows you the opportunity to access your own money in Australia and overseas in many ways.

It’s everything you need in a bank account.

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Not sure which one is right for you? Compare our everyday accounts

With an Everyday Access Account, you can enjoy:

  • Unlimited withdrawals at any of our branches
  • Unlimited withdrawals at any 'Auswide Bank' branded ATMs
  • Unlimited EFTPOS transactions
  • Access to overseas ATMs, overseas EFTPOS and online purchases using Auswide Bank Visa Debit Card
  • Unlimited phone, internet and mobile banking transfers & payments
  • Unlimited BPAY®
  • Unlimited access to our dedicated customer service team and online service centre
  • The option to link to our free high interest Online Saver account and watch your savings really grow
  • Unlimited sub accounts to help you better organise your money
  • The added benefit of Auswide Bank’s Autosweep service that saves you the embarrassment and cost of ‘bouncing’ cheques or electronic payments by ‘sweeping’ funds from one Auswide Bank account to another
  • A flat monthly account service fee
  • This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with Auswide Bank are covered under the Financial Claims Scheme.

Account Fee

Enjoy absolute certainty with a standard account fee of just $5.00 per month.

We'll waive this fee if you have a home loan and arrange to have your salary regularly credited to your account, you are a primary school, high school or full-time tertiary student, or you are an eligible mortgage or shareholder package customer.

Other Fees & Charges

Other fees & charges apply. Please review to our Personal Banking Fees and Charges for full details.

Interest Rates

Please review our Personal Accounts Interest Rate Schedule »

Looking to earn high interest? Link your Everyday Access Account to our free Online Saver or consider a Term Deposit.


Open a new Auswide Bank account for personal use.

Step 1 - Complete and sign a New Client form for each individual Signatory or Authority to Access. (This form is not required if you are already a Signatory/Authority to Access on an existing Auswide Bank account).

Step 2 - Provide Auswide Bank with evidence of the identity of each Signatory/Authority to Access (as required by the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act 2006). (Identification is not required if you are a Signatory/Authority to Access on an existing Auswide Bank account and you have previously provided identification).

Your identity can be verified by you providing your relevant identity documents in person at any Auswide Bank branch. If you are sending your application by mail and you are unable to visit one of our branches, you will be required to lodge at your nearest Australia Post outlet, an Australia Post - Identity Verification Form along with your original and current identification documents as detailed on this form.

Step 3 - Complete an Account Application form and have it signed by each individual Signatory or Authority to Access and return along with a cheque/money order for the minimum opening balance or a completed and signed Direct Debit Request (DDR) form (in which case we will debit the amount from another financial institution account).

Step 4 - Once complete please return forms to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Close my existing account at another financial institution

Normally you would contact the financial institution direct and ask them to close your account. However we can attempt to do this on your behalf.

Complete and sign an Authority to Close Account form. All signatories on the account at the other financial institution should sign.

Once complete please return form to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Upon receipt from you, we will deliver the form to the other financial institution on your behalf.

This account is available for personal use only - businesses, companies, body corporate, superannuation funds, family trusts, clubs and non-profit organisations are not eligible.

'Auswide Bank' branded ATMs are classified as ATMs displaying the 'Auswide Bank' logo.

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