Cash Management Account

This high-interest transaction account offers great returns without locking your money away. Plus, if you maintain a balance of $5,000 in your account, we’ll even waive the account service fee.

Find out how you can get more from your money today.

Make your money work harder!

You’ve worked hard for your money and now it’s time to make your money do the same. The Cash Management Account offers the flexibility of an everyday account with the added benefit of being able to earn high interest on as little as $1,000. There’s no fixed-term contracts and if you maintain a balance of $5,000 or more, we’ll even waive the account service fee.

Our Visa Debit Card allows you the opportunity to access your own money in Australia and overseas in many ways.

It’s all the freedom you could want in an everyday account with the added benefit of accruing high interest.

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Not sure which one is right for you? Compare our everyday accounts

Features of a Cash Management account:

  • High-interest transaction account with interest paid monthly – perfect for your everyday banking with the added benefit of earning interest on balances over $5,000
  • No monthly account service fee if you maintain at least $5,000 in your account – otherwise it’s just $5.00 a month
  • Easy access to your money 24-7
  • Unlimited free withdrawals at any of our branches
  • Unlimited withdrawals at any 'Auswide Bank' branded ATM
  • 4 free EFTPOS withdrawals using Auswide Bank Visa Debit Card per month
  • Access to overseas ATMs, overseas EFTPOS and online purchases using Auswide Bank Visa Debit Card
  • Unlimited phone, internet and mobile banking transfers and payments
  • Unlimited free BPAY®
  • Unlimited access to our dedicated customer service team and online service centre
  • Free interest statements and up to one free transaction statement per month
  • Unlimited sub accounts to help you better organise your money
  • The added benefit of Auswide Bank’s Autosweep service that saves you the embarrassment and cost of ‘bouncing’ cheques or electronic payments by ‘sweeping’ funds from one Auswide Bank account to another
  • This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with Auswide Bank are covered under the Financial Claims Scheme.

Account Fees

A standard account service fee of $5.00 per month applies if the balance falls below $5,000 at any time in the month.

Lower transaction fees when you maintain a daily account balance of at least $20,000.

Other Fees and Charges

Other fees & charges apply. Please review our Personal Banking Fees and Charges for full details.

Interest Rates

Please review our Personal Accounts Interest Rate Schedule »

Looking to earn even higher interest? Lock in a great rate on your savings with one of our Term Deposits.


Open a new Auswide Bank account for personal use.

Step 1 - Complete and sign a New Client form for each individual Signatory or Authority to Access. (This form is not required if you are already a Signatory/Authority to Access on an existing Auswide Bank account).

Step 2 - Provide Auswide Bank with evidence of the identity of each Signatory/Authority to Access (as required by the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act 2006). (Identification is not required if you are a Signatory/Authority to Access on an existing Auswide Bank account and you have previously provided identification).

Your identity can be verified by you providing your relevant identity documents in person at any Auswide Bank branch. If you are sending your application by mail and you are unable to visit one of our branches, you will be required to lodge at your nearest Australia Post outlet, an Australia Post - Identity Verification Form along with your original and current identification documents as detailed on this form.

Step 3 - Complete an Account Application form and have it signed by each individual Signatory or Authority to Access and return along with a cheque/money order for the minimum opening balance or a completed and signed Direct Debit Request (DDR) form (in which case we will debit the amount from another financial institution account).

Step 4 - Once complete please return forms to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Close my existing account at another financial institution

Normally you would contact the financial institution direct and ask them to close your account. However we can attempt to do this on your behalf.

Complete and sign an Authority to Close Account form. All signatories on the account at the other financial institution should sign.

Once complete please return form to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Upon receipt from you, we will deliver the form to the other financial institution on your behalf.

This account is available for personal use only - businesses, companies, body corporate, superannuation funds, family trusts, clubs and non-profit organisations are not eligible.

'Auswide Bank' branded ATMs are classified as ATMs displaying the 'Auswide Bank' logo.

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